What is MORE?
A non-custodial auto-savings protocol for crypto traders - a slice of your trading volume becomes savings, automatically.
MORE is a non-custodial auto-savings protocol for crypto traders.
You keep trading exactly the way you already do. MORE indexes the volume you move on-chain, sets aside a small percentage of it, and routes that slice into savings buckets you choose - liquid dollars, Bitcoin, and reviewed yield vaults. Saving becomes a side effect of trading.
The idea in one paragraph
Traders move serious volume but rarely pay themselves. MORE treats trading volume the way a 401(k) treats a paycheck: a fixed slice comes off the top automatically, lands somewhere you will not instantly re-trade it, and compounds in the background. If that resonates, read The Best Trade You Never Made on Learn.
How it works, briefly
- Sign in with Google, email, or a passkey. MORE creates a secure savings wallet for you through Turnkey - non-custodial, controlled only by your login.
- Connect the wallets you already trade with across Ethereum, BNB Chain, Base, Solana, HyperEVM, Arbitrum One and Robinhood Chain.
- Pick a savings rate between 1% and 3%, and a bucket mix.
- Trade like normal. MORE indexes your swap volume in USD and builds a pending save at your rate.
- Collections route the slice on-chain into your buckets - dollars, Bitcoin, and yield on Arbitrum, plus USDG yield on Robinhood Chain.
The full pipeline is on How MORE works.
Key facts
- Non-custodial. Your keys live in Turnkey's hardware-backed infrastructure. MORE can route savings but can never withdraw or hold your funds - and you can export your private key at any time.
- Multi-chain. Trading volume counts from Ethereum, BNB Chain, Base, Solana, HyperEVM, Arbitrum One and Robinhood Chain.
- 5 launch buckets. USDC Cash · Bitcoin (WBTC) · Morpho USDC Yield · Aave USDC Yield · USDG Yield - see the savings buckets.
- No lockups. Your savings stay liquid and non-custodial - export your key to move funds any time, no penalties.
- Referrals. Earn 5% of every save your direct referrals make, plus 1.5% as a genesis referrer.
The fee split
When a collection executes, it is split on-chain by the BucketRouter contract:
| Where it goes | Share |
|---|---|
| Your savings buckets | 85% |
| Protocol treasury | 8.5% |
| Direct referrer | 5% |
| Genesis referrer | 1.5% |
If a saver has no referrer, the referral shares go to the protocol treasury instead. Details on Fees & the collection flow.
Where things stand
The new MORE app is in staged rollout. Sign-up, onboarding, the dashboard, and the savings-wallet tools (private-key export and your savings-wallet address) are live. The contracts are live on Arbitrum One and Robinhood Chain, and the first live collections have executed on-chain. Auto-collection is being enabled account-by-account during the staged rollout - until your account is enabled, the app plans and quotes collections without executing them.
Next steps
- How MORE works - the whole pipeline, stage by stage
- Quick start - set up in about five minutes
- The savings buckets - what your savings can become